1 in 4 used cars* are revealed to have finance owing against them, making it the biggest risk to used car buyers today. Now shoppers can avoid the danger with the help of a new vehicle history check service which includes finance data – carstatuscheck.co.uk.

Following on from the successful launch of the Car Status Check app on iTunes and Google Play, vehicle information experts HPI have now launched the service online, which provides three levels of protection, allowing used car buyers to choose the level of protection they need, at a price to suit them.

To get an instant picture of a vehicle’s past; users simply tap in the vehicle registration number (VRM) at carstatuscheck.co.uk to immediately get basic details, such as vehicle make, model and year of manufacture for free. The user then decides how much information they want to buy on their next used vehicle.

Buyers can purchase the ultimate peace of mind with the Platinum Car Status Check for just £9.99, which provides a full history of the vehicle, including if it has been stolen, declared a write-off by an insurer or has outstanding finance registered against it. In addition to this data, the Platinum check is supported with a Guarantee of £10,000 should any data be inaccurate or incomplete.

For those who want the full picture of a vehicle’s history without the Guarantee, the Gold level check is offered for £7.99, which provides a full history check and includes a finance check as part of the service. “We recognise that more cars than ever are bought on credit. If shoppers buy a car that they later find out is on outstanding finance, they stand to lose both the vehicle and the money they have paid for it,” comments a spokesperson from Car Status Check. “This is because the finance company may be the legal owner and have the right to reclaim it.”

Finally, for used car buyers who need to count every penny, but still want an idea of a vehicle’s history the Silver level Car Status Check is offered for £4.99, which provides vital information, including if a car is currently recorded by the police as being stolen, has been written-off by an insurer or it is at risk of being sold illegally.

All Car Status Check customers receive a report for them to download and keep for reference. This confirms if the car is ‘clear’ or not, and includes a CO2 Certificate giving emission ratings, fuel and Vehicle Excise Duty costs.

The spokesperson concludes, “The Car Status Check provides history check information for people on the move. Consumers are offered a choice on the level of vehicle data they need, with price points to match. Knowing the full history of a vehicle is crucial when buying a car, and with all the information available in just 90 seconds – used car buyers are a just a click away from potentially saving themselves from an expensive mistake.”