Monthly Archives: November 2021

How To Protect Your Income When You Are Self Employed.

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tea, #30daysofgratitude , 30 days of gratitudeIf the Covid pandemic has taught us anything it’s that anything can happen. No matter how hard we work something can blindside us and affect our business. When you are self employed you have to be extra cautious and have plans in place.

For all of the benefits of self employment: flexibility, the ability to work anywhere, and being your own boss; there are the things that make being self employed tough: no holiday pay, sick pay or pension. It is important to protect your income when you never know when the next pay check is coming from. Here are some tips for income protection, which is something everybody needs.

The first thing you can do is get some income protection. Income protection pays out a percentage of your salary if you’re signed off of work through illness or injury. It’s one of the least bought types of protection in the U.K, despite being a perfect choice for literally anyone earning – whether they’re self employed or work for someone else, have a family or live alone. It can really help if something unexpected happens.

Other than getting insurance to protect your income you can also make sure you have a buffer of savings. It is important to have at least three months savings to protect you if your income dries up. When you are self employed it can take people months to pay you, and your income can dry up for a few months. Save a percentage of your income every month. Then you will not have to panic if work slows down.

Being self employed is a fantastic thing but it can have its drawbacks. Make sure you are protected if things go wrong.

Collaborative post with our brand partner.

 

Michael Rowan raises a toast to some absolutely superb Sourdough

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I have always liked Sourdough, particularly that slightly sharp yeasty taste that sets it aside from other types of bread. However, I have to confess that until now I have always thought that all Sourdough tasted the same.

How wrong could I have been? Jason’s Sourdough is beyond delicious, but don’t for a minute think that I took his word for it.


Oh no, nothing is too much trouble for the readers of Frost Magazine. First of course, I had to try it toasted. Initially, slathered in so much butter that it refused to accept any more, other than as a trowelled layer. So,obviously this was beyond delicious, but was that due to the butter or was the bread really that tasty?

On with the experiment and the addition of marmite which I realise divides the nation but to those with the finest of taste buds this took the bread to another level.

Tirelessly (and on another day) we tried it with Marmalade and also with Honey and by now I was sold on Jason’s Sourdough which tasted just as fresh on day 2 as it had when it first arrived.

That wasn’t the end of my commitment to you dear reader. Oh no. I then made French Toast or as some will have it Eggy bread, not the fabulous recipe that Jason has on his website but a far simpler version, and I can report that this was still a dish made in heaven, undoubtedly aided by the regularly sliced pieces of Sourdough.

Now, I have tried cutting a loaf, and it is fair to say that I have mixed success, usually some are cut to perfect proportions, but mostly as Goldilocks might have said, too thin or too thick. The ones delivered are perfect to fit in the toaster, under the grill, on the griddle and yes in the frying pan, the latter to make the yummy French toast.

Apparently it is the sprouted spelt grains that are soaked in the famous Jason’s Sourdough culture, before being added to the final dough that lends an added extra resulting in such a delicious flavoursome bread.

The loaf brings all the deliciousness that Jason’s is famous for, alongside the health benefits associated with Sprouted grains, such as gut-health properties and high nutritional content.

Jason’s Sourdough is slow proved over twenty-four-hours, typical of artisanal sourdough, delivering that special and unique flavour that the loaves are famous for. All Jason’s breads, and there is a complete range, are free from any added sugars or nasties – perfect for those looking for great tasting bread made up of minimal ingredients.

 Jason’s Sourdough Straight Up – The Great White, and Superb Sprouted Grains (450g) are available in most good Supermarkets online & in store including Marks and Spencer, Waitrose and Tesco.

Niacinamide for your body?

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Niacinamide is a holy-grail skincare solution to help strengthen the skin’s barrier, prevent moisture loss, improve skin tone, reduce enlarged pores and provide anti-oxidant properties to protect against oxidative damage and premature ageing. This sought-after ingredient can often be found in facial serums, moisturisers and cleansers – but when did we decide good skin days just belonged to our face?

Elevate your daily body care with MESSIAH and EVE Body Cleanser .02 (£21 / 300ml) – a luxurious blend of premium, results-driven skincare ingredients including Niacinamide, AHA’s and Pentativin, so you can enjoy brighter, clearer, smoother, softer skin…from the neck down!
MESSIAH and EVE Body Cleanser .02 (£21 / 300ml, messiahandeve.com)

messiah and eve , body cleanser, beauty, review
  • Your daily skin smoother to gently reveal fresh, radiant, supple skin – without the scrubby mess.
  • Alpha Hydroxy Acids – derived from fruit enzymes to gently exfoliate, keep skin smooth and blemishes at bay.
  • Niacinamide – improves skin tone, brightens dull skin, strengthens your skin barrier and reduces trans epidermal water loss for hydrated skin all-over.
  • Vitamin E – a skincare staple that moisturises and protects the skin
  • Pentavitin – provides instant, deep hydration and protect skin from post-shower dryness.
  • And the scent! ‘Modern Unity’ contains a mix of bespoke blended French fine fragrances, combining essential oils and botanicals of blackberry, birch tar and guaiacwood – this mysterious and unique sweet, yet woody fragrance, is the embodiment of sophistication, designed to subtly last on your post-shower skin.
  • Responsibly designed – vegan, cruelty free, recycled and recyclable.

    • messiahandeve.co.uk    | @messiahandeve

Deliveroo and BGT’s Kojo Anim Launch Christmas Crackers That Will Help to Crack Hunger for UK Families in Need

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Deliveroo has teamed up with Britain’s Got Talent finalist and cult funnyman Kojo Anim, to launch a range of magical charity Christmas crackers called ‘Crackers Cracking Hunger’, to help provide crucial meals for families in need.  

Each box of six crackers is beautifully festive and costs £10, all of which will be donated to The Felix Project and FareShare.

Instead of finding silly throwaway toys inside the crackers, customers will find a Christmas hat and a rather witty bespoke joke from Kojo Anim himself. 

crackers, christmas

Each £10 box will provide the equivalent of a week of meals for a household in need by redistributing good food that would otherwise go to waste. The crackers are made from 100% recyclable materials. 

This comes as it was reported that 1.3m UK families relied on food parcels over the festive period* last Christmas, and this year, millions will also rely on food banks and charities.

Customers should search ‘Crackers Cracking Hunger’ to find an Editions near them. Any Deliveroo customers who are not within delivery of a participating Editions, or who would like to make a monetary donation rather than receiving crackers, can still support the cause by making a donation on the ‘Crackers Cracking Hunger – Make a Donation’ page. 100% of all donations will support Deliveroo’s efforts to deliver more meals to families who need them via The Felix Project and FareShare. 

Each box of six crackers costs £10 and 100% of this cost will be donated to the charities. Delivery and service fees will still apply.

CARIADS’ CHOICE: NOVEMBER BOOK REVIEWS

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Patricia Feinberg Stoner’s At Home in the Pays d’Oc, reviewed by Jessie Cahalin

I sniggered, I cackled and my belly ached as I travelled through the adventures in France.  What a treat!  Feinberg Stone presents her memoirs of life in France as an expat, and the dream of living in France is contrasted with the reality.

Patricia Feinberg Stoner has a unique flair for writing comedy.  She will make you laugh at stories involving: ironing boards, party planning, trips to the second-hand shops, renovation and every day incidents. Les Dawson, Dawson’s poodle and Mighty Mouse feature in the escapades.  If you are confused then you will have to learn the ‘gallic shrug’ and say ‘alors’.

Patricia’s witty observations will instruct you in French way of life. However, it is refreshing to view British culture through French eyes and laugh at our own idiosyncrasies.  Despite the culture gap, Patricia and her husband charmed the locals.  In turn, you will also be charmed by: Henri, Loony Tunes, P’tit Gui and a comedy of wonderful people and a dog.

 

Glynis Peters’ The Red Cross Orphans, reviewed by Jane Cable

I honestly think Glynis Peters’ books are getting better and better. Although this time she has the familiar trope of three very different girls who become friends through their wartime choices, it is clear from the beginning that this story won’t necessarily follow the conventional pattern.

The orphans in this story are not the three girls, but one woman and one man, and it becomes very clear that this wonderful wartime romance is all about them. Kitty and Michael are rich and rounded characters with frailties and flaws that make the issues they encounter and their sometimes conflicted feelings for each other all the more convincing.

Coupled with the incredibly drawn background of a country at war, rich with historical detail, this book is definitely a must read for fans of World War Two fiction – or, indeed, those who adore a great love story.

 

Nicola Cornick’s The Last Daughter, reviewed by Evonne Wareham

A new and original slant on the eternal mystery of the fate of the Princes in the Tower, for those of us who think that Shakespeare got it wrong about Richard III. The book is a clever time slip that alternates between the life of Anne, growing to womanhood in the fifteenth century and witnessing the Wars of the Roses first hand, and Serena in the present day, whose life has been overshadowed by the mysterious disappearance of her twin sister and her own inability to remember the events of the night when Caitlin vanished. When a body is finally discovered, in seemingly impossible circumstances, Serena returns to her grandfather’s home in Oxfordshire in an attempt to make sense of the past. Throw in a handsome old flame who might not be all he seems, a mysterious talisman and a heavy sprinkling of the supernatural and you have an enthralling story.

 

Christina Courtney’s Tempted by the Runes, reviewed by Natalie Normann

Maddie thinks she knows everything there is to know about Viking life, having taking part in Viking festivals since she was little. That is, until she finds herself in the 9th century, with real life hitting her in the face. Waking up in a proper longship on it’s way to Iceland will do that to you.

Having read the three other books in Christina Courtney’s Viking series, I’m happy to report that this is every bit as good. It’s gripping from the start, filled with daring adventure and lovely romance – and all the details of Viking life you ever wanted to know. You can’t help fall in love with Maddie and Geir as they try to figure out what’s between them. The story is well-written and so well researched it’s pure joy to read it. I didn’t want it to end!

 

 

 

Shakespeare’s Clock by Jan Moran Neil reviewed by Natalie Jayne Peeke, West Country Correspondent

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It’s 1984. Patricia Vickers returns like a phantom to deliver an unwelcome revelation. Jayne Thornhill is reminded of those spiteful 1960s’ schooldays: bullying, Charlie the skeleton, séances, strip poker and sexual encounters with the school’s handymen. Jayne’s confessions have now been whitewashed from lavatory walls, only to be unearthed in a third school friend’s 1969 diary. A cloud of sadness is cast over the three women’s lives and only by revealing their own stories in later life can they move the stubborn hands of the undertaker’s clock forward. In doing so, something shockingly out of line is revealed …

Beginning in the 1960s the structure’s foundations are securely laid, and it proceeds to be mapped with fulsome use of  letters and diary entries by the main characters Jayne, Patricia, Rachel Shelly, Danny and Benji, all of whom are linked, rather than bonded together by tragedy.  The varying points of view, melded with time travel (from 1969 to 2020) are nonetheless  tracked, and revealed.

Shakespeare’s Clock’s raison d’etre is to expose the intricacies of bullying, relevant  in an age when bullying – ranging from face to face to anonymous trolling on social media give  pause for thought.  Wickedness, weakness, duplicitity, and almost collusion are revealed. Where does bullying end, and collusion begin? Well, that’s a question to ponder.

I found the book rather hard to get into, but in due course it became engaging and relevant.

Jan Moran Neil’s previous works include the award-winning ‘Death by Pythagoras’ for BBC Writers and broadcast on Radio 4 and her winning sonnet ‘Silver Surfing’ at Bloomsbury Publishing. She teaches creative writing and is the founder of Creative Ink for Writers and Actors, and Creative Ink for Young Writers.

Shakespeare’s Clock by Jan Moran Neil  is available :  here

 

CARIADS’ CHOICE: EXTRA WINTER READS

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Angela Petch’s Mavis and Dot, reviewed by Jessie Cahalin

Embark on a series of adventures with Mavis and Dot but prepare yourself for a roller coaster of emotions. Humour and adorable, eccentric characters present a commentary on modern Britain.  Reading Angela Petch’s ‘Mavis and Dot’ is like delving into a large slice of Tiramisu: the pick me up dessert with a bitter sweet balance of perfection.

Like a quintessential seaside town, Mavis and Dot have Britishness stamped through their charming identities.  Though they are as different as builders’ tea and Lapsang Souchong, they are both women of a certain age from the same generation.    Beneath the façade of flamboyant Mavis and straight-laced Dot, there are secrets and loneliness.  Loneliness is a cruel companion who can be banished with the warmth of a cuppa and chat.  Peel away the faded glory of Mavis and Dot to reveal their secrets and warm hearts. I guarantee this story will warm your heart.

 

Callie Hill’s The Story Collector, reviewed by Helga Jensen

The Story Collector is a delightful compilation of short stories. The book starts with the wonderful character of Colin, a writer who you can’t help but love. The book grabbed my attention from the first chapter when someone was rather mean to Colin, and it said that ‘He would get revenge through other means. People really shouldn’t mess with a writer….’ What follows are the intertwined lives of compelling characters that bring on a whole host of emotions. Although this is a collection of short stories, each story is intertwined. There are references to some of the best works of literature, and there is even a rather wonderful magical mole. For this reason, I do think that this could be considered a fairy tale for adults! What is certain is that The Story Collector will take you on a magical journey. Callie Hill is exceptionally talented and a writer to watch in the future.

 

David Dodge’s To Catch a Thief and Jean Buchanan’s Mr Dodge, Mr Hitchcock, and the French Riviera, reviewed by Evonne Wareham

A double review here – the book that was the source for the Oscar winning film starring Cary Grant and Grace Kelly – Hitchcock’s glamorous confection of sunshine, jewel thievery and stolen gems – and the story of how the author David Dodge came to write it. An American thriller and travel writer, staying with his family on the French Riviera, Dodge was briefly suspected of being a cat burglar who had stolen a fortune in jewels from a neighboring villa. The plot of the book of It Takes a Thief concentrates on the efforts of John Robie, retired jewel thief, to stay out of prison when an imitator revives the interest of the police in the infamous ‘Le Chat’. Jean Buchanan’s book recounts the way Dodge made use of his brush with the law to produce the story that was immediately snapped up by Alfred Hitchcock.

 

Anita Frank’s The Return, reviewed by Jane Cable

Set immediately before and after the second world war, The Return tells the stories of Jack, Gwen and the people around them on the Berkshire farm where Gwen has grown up and Jack appears one day out of the blue. It is clear from the beginning of the book that he’s on the run for a reason, although he soon finds plenty of other reasons to stay.

I have to admit I almost gave up at the first hurdle – the lengthy descriptions of farming life in the 1930s slowed the narrative too much for me, and doubtless I missed out on some faultless prose by skipping them, but I am glad I persevered with the story. The characterisation is nothing short of brilliant, the atmosphere claustrophobic, the plot taut and once I was finally hooked there was no way I could put this novel down.

 

 

 

 

A gift guide for Christmas 2021 by Natalie Jayne Peeke West Country Correspondent

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I am one of those people who absolutely adore the festive season , I love shopping for gifts and thinking about what each person would like, what would put a smile on their face. However there is one member of my family who is always so difficult to buy for because they have practically everything and I know I am not alone in this situation. So whether this is your other half, your parents, siblings, in laws, – well you get the picture. Then buckle up because I have put together a gift guide to help you out.

Naturally the first gift that I think of is books, I have one for almost every family member: Dragon World by Tamara Macfarlane is the perfect book for a budding bookworm  who enjoys magical stories.

I love Family Comforts by Rebecca Wilson, I can say these recipes are simple, easy to follow , delicious crowd pleasers and as the title suggests, comfort food.     Nature’s Treasures by Ben Hoare is ideal for the curious young mind.

                                                           

Micro Life by Chris Packham is an utterly fascinating look into life under the microscope, interesting and beautifully illustrated. And finally, Be Kind by Rosie Nixon. This book is full of self care and self love, relaxation and calming techniques, perfect for the one who needs a big comforting hug.

Another category is self care. I have to say that the past year has really opened my eyes to the benefits of self care, it’s not selfish, it doesn’t make you lazy nor should you feel guilty about taking some ‘me time’ so these gifts can either be for yourself or for a family member.

        

Hair syrup, www.hairsyrup.co.uk This is a brand I found in TikTok and I am so glad I did, they make pre wash hair syrups, a delectable and conditioning buttercream, as well as other hair care products.

Bee bald www.beebald.co.uk A incredible skincare regime for him. Complete with 5 different products that will give him a smooth, burn free finish every time.

Beauty Pro www.beautypro.com is a favourite of mine. I have tried a range of their masks and they are amazing, a huge selection to choose from depending on the recipient which will leave them feeling like a million pounds.

And finally, The Holistic Mummy www.theholisticmummy.co.uk I have shopped from this lovely lady for myself and for others. She is incredibly knowledgeable about aromatherapy and is more than happy to help you select the perfect gift, I personally love her pulse point rollers and always have one in my handbag.

I have personally tried or read each gift that I have recommended and I hope that you have found some inspiration in this year’s gift guide for my favourite time of the year.