Tag Archives: bonds
Last minute ISA Ideas for 2012/13 Tax year
· ISA ideas for different types of investors
· 14% of all HL ISAs opened in the last week of the tax year
· HL Opening Times
Adrian Lowcock, senior investment manager at Hargreaves Lansdown offers his ISA ideas as this year’s deadline approaches:
“In the last two tax years 14% of all new ISAs opened on the Hargreaves Lansdown Vantage platform were opened in the last week. Make sure you take out your ISA as once the tax year ends you have lost that allowance. To take out an ISA all you need is your national insurance number, debit card and cleared funds in the bank.”
Income investor
Invesco Perpetual Distribution – This fund aims to provide a regular stable income this fund invests in a mix of bonds and income-producing equities. Approximately two-thirds is invested in corporate bonds with the remainder invested in equities. Income is its primary aim and it makes payments to investors monthly.
Defensive investor
Newton Real Return – This fund is for investors who may need access to some of their capital in the medium term (but still in at least 5 years’ time). It therefore tries to offer some sheltering of capital and aims for more modest growth. The manager invests in a variety of assets and uses sophisticated techniques to try to profit from assets which fall in value.
Medium Risk investor
Troy Trojan – This fund is defensively managed and provides the potential to achieve a reasonable level of return over the medium term with a little less volatility than the very long-term, more aggressive portfolios.
Long-Term investor
CF JM Finn Global Opportunities – This suggestion is for investors with a long time horizon. Therefore the focus is on more risky areas with greater potential to build wealth over the long term.
Junior ISA / Investing for Children
Lindsell Train Global Equity – The managers invest in global equities and have a long term buy and hold approach. This compliments those investing for children who often have very long-term goals in mind.
Hargreaves Lansdown end of tax year opening hours
Monday 25 – Thursday 28 March 8am – 7pm
Easter Bank Holiday weekend every day 9am – 6pm
Tuesday 2 April
Wednesday 3 April
Thursday 4 April
Friday 5 April
ISA deadlines
Stocks & Shares ISA
Online Friday 5th April – 23:45
Telephone Friday 5th April – 23:55
Postal Friday 5th April
Bed & ISA
Funds on Vantage
Shares on Vantage
Funds/ shares certificated Wednesday 3rd April
ISA Contribution limits
Stocks and Shares ISA £11,280 £11,520
Junior ISA