Cuvva, The UK’s First Hourly Car Insurance App, Launches

Cuvva, the UK’s first hourly car insurance app, launchesFrost loves this new app for car insurance. It may not be glamorous, but anything that makes the admin and stress of life better gets our vote. This app is genius, allowing you to insure a car easily and quickly. You won’t need to worry about borrowing a car ever again.

Ever needed to borrow a friend or family member’s car but couldn’t because you weren’t covered? Ever needed to put someone on your car insurance but found it a laborious process? Going somewhere at short notice and can’t sort out car insurance in time? Well no more. UK start-up Cuvva ntends to change the way we think about driving other cars.

Launched in October; Cuvva is UK’s first ever short term car insurance app that allows you to get the best cheap car insurance for any car in the UK for a little as an hour. The app reduces the time consuming process of securing temporary insurance to a simple three step process. All you need to do is download app, get verified and enter the registration number of the car you’re borrowing. Then just choose how many hours you want to be insured for and away you go; it really is that straight forward

Founder of Cuvva, Freddy Macnamara, said, “The reason we launched Cuvva was to try and improve the current UK car insurance model. Consumer expectations are that we should be able to get what we want, when we want and all from our personal devices; why should car insurance be any different. Technology has been used to consistently improve most industries yet the car insurance model remains largely unchanged. What we want to do is enable UK Drivers to get simple, quick, and efficient access to other cars whenever they need them.”

The Cuvva app is available for iPhones operating iOS 8.1 and above Once registered; UK drivers aged between 21 and 65 years old can get fully covered for between one hour and twenty four hours, providing they have a valid driving licence.  Cuvva is fully regulated by the FCA and works with a number of underwriters to offer the best possible hourly rates to UK drivers.

New app shows women how to man up in time for EU gender directive

On 21st December the EU gender directive comes into force which means car insurance companies will no longer be able to differentiate between men and women. So does this mean the European Union now believes women are no different to men?

Now women can see for themselves what it would be like to live life as a man with the Manify Me smart phone app. Women’s car insurance specialist, Diamond has worked with Rantmedia to develop the app which takes a headshot of a woman and ‘manifies’ her into a man. So Katy Perry could become Keith, Cheryl Cole could become Charles and Holly Willoughby could become Harry.

Dave Halliday, Diamond managing director, said, “Despite evidence to the contrary, the EU insists that men and women are the same, so we thought we’d take the idea one step further and allow women to see what they would look like if they were a man.

“Unfortunately for young women, the EU’s change to the law is likely to mean higher insurance premiums because from a risk point of view, women will have to be treated the same as men, and young men in particular have the worst driving record and are the highest risk.”

Diamond’s own statistics clearly show that young women have a safer driving record than young men. Men under 21 are four times more likely to have a dangerous driving conviction than women under 21. While on average accidents involving men under 21 cost 48% more than those involving women of the same age.

Despite the EU’s assertion that men and women are the same, most women clearly don’t feel the same. Diamond surveyed 1,000 women aged under 30 on the issue, 72% said they believe men and women drive differently, while a massive 83% believe men and women think differently.

The Manify Me app is available for Android phones and can be downloaded from Google Play.