Tag Archives: financial

The Wealthy Women: A Man Is Not A Financial Plan Book Review

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The Wealthy Woman: A Man is Not a Financial Plan: A Woman's Guide to Achieving Financial SecurityThe Wealthy Woman is a book that is sorely needed. I have lost count of the amount of women I have met who are terrible at finance, and that is saying nothing for the ones that really do think that a man is a financial plan. I mean, they’re really not.

Relying financially on a man causes a lot of problems: he could leave you, he could lose his job, he could treat you badly and you  feel you can’t leave because you would be too poor, he could think he has all of the power because he pays the bills…the list goes on. True freedom and happiness comes when a women is financially independent. Can this book help? Yes.

Some finance books can be scary but this one isn’t. In fact it is fun, concise, comprehensive and educational all at once. The author also takes two women, one savvy and one not-so-savvy, and follows them through the years and charts the consequences of their financial decisions. I found this particularly useful. I think a lot of women would read it and it will (hopefully) give them a wake-up call.

The book gives you financial advice for each decade of your life, and where you will end up. It let’s you know that only you can be responsible for your financial future and being an ostrich won’t help at all. It also helps you calculate your net worth, sort out your finances and get out of debt if you have it.

It also covers pensions, saving and investing. In fact, most things are covered in this excellent book. Buy it for yourself or/and the females in your life. It is packed with good advice and tips that could change your life for the better.

 

‘The Wealthy Woman – a man is not a financial plan’ by Mary Waring has worked with 100s of women helping them take control of their finances.

Far too many women find ‘dealing with the money’ a daunting task and leave it in the hands of their partners. However, this can leave them with little control over their own financial lives and sadly, if they then get divorced or are widowed, they are left floundering with little understanding of how much money they have, or don’t have, and what this means to their lifestyle.

By understanding your finances and taking control you can make your money work for you. That’s the message in Mary Waring’s new book ‘The Wealthy Woman: A Man is Not a Financial Plan: A Woman’s Guide to Achieving Financial Security’.

“Many women tell me that they simply don’t do maths – and this mental block seems to be an epidemic among women everywhere. However, these are often admirable women with high-level jobs. My message is simple – you are more than able to handle all of your finances,” says Mary Waring.

So, do you want to be more confident about your finances? Do you want to be a wealthy woman?

“Wealthy” will mean different things to different women. It doesn’t necessarily mean “rolling in it” and having so much money that you’ll enter The Times ‘rich list’. It may simply mean you feel confident you will have enough money to do the things that you plan to do in the future, no matter how lavish or frugal a lifestyle you lead.

Mary’s book will guide you on your journey to become a wealthy woman by showing you how taking small steps on a regular basis can lead to a significant increase in your wealth.

If you currently have such a lack of control over your finances that you are too afraid to open your credit card statement at the end of the month, this book will show you how to take control.

“The Wealthy Woman” will encourage you to think about your attitude towards money and your relationship with it.

As Mary says; “It’s easy to be wealthy just as it’s easy to be poor. There’s very little difference in the way you can become either. You are in a position where you can improve your wealth. Whatever your dreams and aspirations around money there is nothing to stop you moving towards those dreams.”

Mary Waring is an independent financial adviser and the founder of Wealth For Women, specialising in financial advice to women going through divorce. She is both a Chartered Financial Planner and a Chartered Accountant, being one of only a handful of advisers in the whole of the UK with this high level of qualification.

Mary is passionate about changing the way women think about finance. Too many women stick their head in the sand and ignore it. Or…rely on a man to sort it for them.

‘The Wealthy Woman: A Man is Not a Financial Plan: A Woman’s Guide to Achieving Financial Security’ is available from Amazon and all good bookstores.

For more information see: www.mary-waring.co.uk

 

Bestseller Enables Those In Financial Or Emotional Debt To Turn Life Around

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 By 27, she owed £2million.


By 29, she was debt-free.

 

By 35, she was worth £4million.

 

The Compass of Now  follows one woman’s incredible journey from destitute widow to one of the world’s most powerful entrepreneurs and inspirational leaders.

 

the compass of nowIt documents, in moving detail, how she fought back from the brink of financial ruin just months after giving birth and then suddenly losing husband to a heart attack, and emerged emotionally stronger – and significantly richer – than she could have ever imagined.

 

But The Compass of Now is more than just an inspirational success story. It is the definitive guide to taking control of your finances – and your life. It’s step-by-step advice to financial and emotional freedom has already made the book a global phenomenon with more than 1.4million sales worldwide.

 

Author and self-help guru DDnard is the bestselling writer of all time in her native Thailand and one of the country’s most sought-after celebrities. She is now set to become a household name in Britain with the release of an English-language version of The Compass of Now, which hits the shelves for the first time this month.

 

This internationally-acclaimed title, released through Life Compass Publishing, merges the best of Eastern and Western world thinking, mindfulness and emotional healing techniques to reveal the practical, tried-and-tested steps that Brits – including the estimated 70 per cent in debt – can take in order to:

–          Manage and overcome personal debt

–          Become financially and emotionally free

–          Unleash their full potential and live life to the fullest

Speaking about the 216-page, full-colour paperback, DDnard, who lives in Bangpakong, Thailand, said: “This inspiring book is filled with the message of hope and personal strength, and will help you come to understand that your future truly is in your own hands.”

The Compass of Now by DDnard (Life Compass Co., Ltd.) is available now.

 

Romance In Modern Age: 52% of Women Would Contribute To Engagement Ring

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The New Engagement Etiquette in the Age of Equality

TV diamond expert, Vashi Dominguez, Founder and CEO of Vashi.com reports that in a recent survey, over 50 percent of women admit they would make a contribution to their engagement ring to ensure they got the ring of their dreams. 52 percent of women answered that ‘yes, I would probably consider [contributing to my engagement ring]’ or ‘yes, I would definitely consider it as it would mean I could have the style and size I want.’ A further 7 percent of women surveyed had already contributed to their engagement ring. The statistics also reveal that a quarter of women surveyed would partake in subtle hinting, such as comments to their partner when walking past jewellery stores, to ensure they received the engagement ring they wanted.

engagementring

Pear Cut 0.6 Carat D/VS1 18k Yellow Gold Diamond Engagement Ring | £1,899

The financial crisis of the late 2000s caused employment rates for men aged 25-44 in the UK to decrease by 3.2 percent. The employment rate of women in the same age range dropped by a lesser 0.7 percent. Consequentially, more couples now share the cost of living; large expense items such as a new car, holidays or an engagement ring are now more likely to be a shared expense. Couples’ finances in general are now so interlinked prior to engagement that an even higher percentage of women could be contributing to their ring subtlety through linked finances.

The survey results also strongly suggest that engagements in the UK are planned (more frequently than being spontaneous) due to men’s financial circumstances and budget constraints. However, a relatively large proportion of men did not plan romance around the planned engagement – this is according to 24 percent of women who revealed their partner did not plan anything specific for their engagement, with another 13 percent of women stating that their partner did not get down on one knee.

In light of the survey results, Vashi.com anticipates a growing number of sales will be a result of joint decisions made by a couple. Post-survey, Dominguez stated: “These results represent a welcome shift in the way couples approach engagement now. The team and I notice more women being involved in the process compared to previous generations. Traditionally, men were the breadwinners and often as a result, the decision makers. However, we’re beginning to experience a new engagement etiquette. Our male customers are relying on their partner’s input too, whether it be financially or at least from an aesthetic point of view. Not only this, now vashi.com is receiving an increasing proportion of business from female customers.”

Vashi Dominguez continued, “women know what they want and our survey shows they’re not afraid to contribute to ensure they get what they want!”

1000 women aged 20-50 were surveyed UK-wide.

Source re survey: Census Wide on behalf of vashi.com

Source re recession: The Labour Force Survey from 2007 Q1 – 2007 Q4

 

A Man Is Not A Financial Plan – New Book Aims To Help Women Take Control

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The Wealthy Woman: A Man is Not a Financial Plan: A Woman's Guide to Achieving Financial Security‘The Wealthy Woman – a man is not a financial plan’ is published January 2014.

 

Mary Waring has worked with 100s of women helping them take control of their finances.

 

Far too many women find ‘dealing with the money’ a daunting task and leave it in the hands of their partners. However, this can leave them with little control over their own financial lives and sadly, if they then get divorced or are widowed, they are left floundering with little understanding of how much money they have, or don’t have, and what this means to their lifestyle.

 

By understanding your finances and taking control you can make your money work for you. That’s the message in Mary Waring’s new book ‘The Wealthy Woman: A Man is Not a Financial Plan: A Woman’s Guide to Achieving Financial Security’ published January 2014.

 

“Many women tell me that they simply don’t do maths – and this mental block seems to be an epidemic among women everywhere. However, these are often admirable women with high-level jobs. My message is simple – you are more than able to handle all of your finances,” says Mary Waring.

 

So, do you want to be more confident about your finances?  Do you want to be a wealthy woman?

“Wealthy” will mean different things to different women. It doesn’t necessarily mean “rolling in it” and having so much money that you’ll enter The Times ‘rich list’. It may simply mean you feel confident you will have enough money to do the things that you plan to do in the future, no matter how lavish or frugal a lifestyle you lead.

Mary’s book will guide you on your journey to become a wealthy woman by showing you how taking small steps on a regular basis can lead to a significant increase in your wealth.

If you currently have such a lack of control over your finances that you are too afraid to open your credit card statement at the end of the month, this book will show you how to take control.

 

“The Wealthy Woman” will encourage you to think about your attitude towards money and your relationship with it.

As Mary says; “It’s easy to be wealthy just as it’s easy to be poor. There’s very little difference in the way you can become either. You are in a position where you can improve your wealth. Whatever your dreams and aspirations around money there is nothing to stop you moving towards those dreams.”

 

Mary Waring is an independent financial adviser and the founder of Wealth For Women, specialising in financial advice to women going through divorce. She is both a Chartered Financial Planner and a Chartered Accountant, being one of only a handful of advisers in the whole of the UK with this high level of qualification.

 

Mary is passionate about changing the way women think about finance. Too many women stick their head in the sand and ignore it. Or…rely on a man to sort it for them.

 

‘The Wealthy Woman: A Man is Not a Financial Plan: A Woman’s Guide to Achieving Financial Security’ is published in January 2014 and is available from Amazon and all good bookstores.

Betting on Snake Oil By Matt Harwood

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The sinking of my stomach and the pure shame can be felt just as hard-hitting as it will do the day my grand-children ask the question.

“You mean your generation based a majority of their economy, transport infrastructure, and manufacturing on a natural resource you knew was finite and running out? And you did nothing? Are you insane?”

The idea is insanity. To bet such critical parts of our society as transport and energy on an increasingly scarce resource as oil, goes against every human survival instinct. The financial “free market” has over-ridden sensible action.

Petrol prices are only going to go up, as the slick stuff becomes extinct. Anyone waiting for them to subside is fooling themselves.

The “free market” favours oil because you need to keep buying it, so it makes profits. Very nice profits, at that.

You know what doesn’t make such nice profits? Solar energy. After all, you don’t need to keep paying the piper for sun rays. This is the fundamental reason that I worry our switch to renewable sources of energy will fall too late.

I am personally ashamed of fellow humans that put profit before people. Somewhere along the way, the priorities got mixed about.

Now this isn’t a rant against capitalism, nor a cry for help against climate change. This is a statement of common sense – right now we are betting our future on something we know, for a fact, won’t be around in a few decades.

Would you buy a house in an area you knew is going to be knocked to the ground in 5 years time? Would you sign up for an 18 month phone contract with a company that has announced their shutting up shop in a few weeks?

As the day of oil extinction nears, serious investment and intelligence is needed in to alternative energy and ways to replace plastic. The “free market” stops those seeking profits spending too much time on it, so we need a philanthropic, non-profit market to take the slack.

Oil companies know that one day, they won’t have a business. They know that, eventually, they’ll have no product and the energy market won’t be worth what it is today. But they continue on, with almost the same excuse I have used for smoking – “I’ll stop by the time it does me damage. I can’t imagine that far in the future”. Short-term thinking, when so much is at stake, is a mug’s game.

We need a group of smart people to come together in a real initiative to solve this problem once and for all. Any takers?