A lot of things make being a woman seem unfair. Periods, unequal pay, the biological clock, having your breasts stared at. But life is unfair and you just get on with your life. I mean, there is only a certain amount of time a person can stress over things, but yesterday I read something that I think is worth stressing over. Whilst reading the March 2013 edition of Easy Living magazine, in an article entitled, ‘How Can That Fit Through There?’, I read the following:
“In August 2012, new guidelines were drawn up for GPs, urging them to encourage mothers-to-be to have a natural labour with as little pain relief as possible in a bid to save the NHS money – given that an epidural costs £200.
Frankly, if the NHS needs to cut things then a women in the worst pain imaginable trying to push a baby through a 10cm hole is not the most humane choice. If men gave birth, would these ‘guidelines’ have been put through? I don’t have children, but I have been in a relationship for three years and it is on my mind whether or not to have them. This piece of information is not encouraging. I doubt any of the taxpayers money was considered when it came to Kate Middleton and her morning sickness (and neither should it).
If women stopped having children the world would stop. We need to be given more respect for the ordeal of being pregnant for nine months and then giving birth. Childcare is also expensive. Maybe this is the governments answer to the population crisis? Anyway, it feels like an attack on women and completely inhumane. If someone gets drunk and falls over do they get pain relief? Yes, and they should. I don’t want to live in a country where a doctor will see someone in pain and not give them pain relief. If the government really wants to save money why don’t they cut the £400 per month food allowance MPs get while families rely on food banks to feed themselves. Or the money to pay their rent and mortgage. Most of the population does not get paid expenses on these things.
We are not ‘all in this together’, some of us have a great deal more pain to bear.
January is the month that people make resolutions and try to sort their lives out. So, in the true spirit of January why not take the time out to sort your finances? Here are three top tips if you are needing some financial help.
1. Sell Your stuff: Sell unwanted stuff that is cluttering your home on Ebay, Ebid, the Amazon Marketplace or the ASOS marketplace. People generally have a lot of clothes they never wear and books that they have read. You will feel immediately better. I have regular clear outs.
2. Try lower brands at the supermarket. In the past supermarket own brand goods were not very good but the quality has really improved in recent years. Pound stores are also incredibly popular now and their is no stigma attached in shopping in them. The cost of living does not have to be expensive.
3. If you really need to borrow money take out a safe and secure affordable loan from a legitimate regulated lender. Many people are currently borrowing money from pay day lender sites which have annual interest rates in the thousands of percent. You could be wasting a fortune. The same is true of credit cards which often charge very high levels of interest. This interest can compound as the debt increases turn into a nightmare. As long as you are smart, taking out a loan to pay for a new home, car or a big purchase is fine.
Disclaimer: Consult a qualified financial advisor first before you take any action. Everyone’s situation is different and taking out a loan may not be the right decision for you depending on your personal circumstances.
Ah, the game of Bingo; we all know someone who plays it regularly, whether it be our mums or our grandmas, and although we all know how to play it ourselves, none of us do. Why? Because, I bet we all believe the stereotype that the game of Bingo is only for the elderly generations, right?
Well, it’s time to quash the stereotype, because playing Bingo isn’t just for the over 65’s. In fact, the game holds many benefits for all, and more and more of the younger generations in Britain are enjoying the game because of them.
Still don’t believe me? Well, here’s a rundown of some of the benefits that playing bingo could bring you:
1. Money, Money, Money!
So, although this benefit may be pretty obvious, it often baffles me that people shun the benefit of being able to win money just because they feel the game’s for the older generation. Whether you choose to play at your local bingo hall, or whether you choose to join an online bingo website, join up fees cost next to nothing, when you consider that you have the chance to win up to thousands of pounds!
However, aside from also helping you to make money, playing bingo can also help you to save money – particularly if you choose to play online. Many bingo sites offer promotional incentives, either in the form of voucher discounts for all your favourite stores, or even the chance to earn points which can be accumulated over time to be spent or exchanged at some of the nation’s biggest stores.
2. Play From The Comfort of Your Own Home
As I’ve mentioned, bingo can be played online – there are thousands of sites, such as this online bingo voted best site, designed specifically to let you do so. So, if you’re desperate to play and start winning but are a little conscious of popping down to your local hall on your own, then you can play from the comfort of your own home!
The huge benefit of this is that the traditional game of bingo can be played in a much more contemporary way. And, this is one of the main reasons that the game has seen as huge rise in popularity in recent years amongst the younger generations.
Signing up to an online bingo site is quick and easy and you can be on your way to playing bingo against thousands of others up and down the country in a matter of minutes. And, what’s more, the thrill and excitement of getting a full house is just as fun if you were to play it in a bingo hall.
3. Social Aspect
Bingo, whether played virtually or for real, is a great social game. Traditionally, it was the thrill of playing in a packed, buzzing bingo hall that lured in players, but now, with online chat facilities and forums, you can meet and play other bingo fanatics over the web. So, whether you’re looking to grab some new bingo tips from someone who’s been playing a lot longer, or whether you just want to have a good old natter with a regular you play against often, then online bingo is the perfect way to do so
In September 2012, Momondo introduced a new flight rating technology. Unique to the market, the system aimed to take travel search to the next level – the second generation of meta-search.
By combining several factors into a single rating system – to get past cheap, but longer flights, momondo’s new technology instantly spots the best flights available, saving consumers time and money, with every search.
Every flight is rated with a smiley and a score between 0 (bad) and 10 (good) to help the user find the flight with the best balance between price and flight duration.
From its introduction in September, momondo noticed their rating technology, with price/time scores and new user interfaces with ‘smileys’, also made a significant change in the way users interacted with travel meta-search information, and made their travel decisions.
In the process, momondo discovered two new travel trends, which will affect travel in 2013:
1. Meta-search sites will need to be intelligent
Over the last four months, momondo saw a 24% drop in refined travel searches, since it introduced the rating system – as it is now easier for momondo users to make the right decisions based on travel needs. This information told momondo that moving into 2013, more consumers are looking for ‘intelligent’ travel search sites, which help with their travel decision making – by turning raw flight data into actionable information.
2. Convenience factors key
Secondly, momondo has seena change in consumer buying habits. momondo observed that over the course of 2012 people steadily have been spending more money on flights, which in turn confirms that the traveller’s focus on a whole, is not now on booking the cheapest ticket, moreover convenience factors – such as time, play an important role. Users will act as ‘smart-buyers’, that seek insight and want to compare several factors, before they purchase.
Brits are lying their way through the virtual world of
online dating to find a partner
· Almost two thirds (57%) of online daters lie on their profiles
· Almost half of Brits (47%) tell porkies about their body shape in their profiles
· Nearly a third (28%) of us use profile pictures that are three years old or more
· 17% of supposed singletons on dating websites are actually in relationships
· Nearly 1 in 4 (24%) lie about their profession and seniority at work to impress potential partners
· 13% of online daters don’t write their own profiles
· For 64% of people, their biggest concern is that the actual dating sites themselves lie – using fake profiles,good looking people who aren’t actually signed up to the site.
Research today reveals that almost two thirds (57%) of online daters lie in their quest to find a partner. Commissioned by new dating website Would Like To Meet, the report reveals that a quarter (25%) of Brits lie at least four times on their dating profiles and nearly a third (28%) of us use profile pictures that are three years old or more. Even more alarming is that almost one in ten (9%) use profile pictures which are at least ten years out of date, with men being the worst culprits.
Mirror Mirror…
Even though pictures say a thousand words, over a fifth (21%) of Brits also lie about their age to go alongside their youthful photos, with men being twice as likely to subtract a few years.
When it comes to size, our computer screens really do shed a few pounds with almost half (47%) of Brits revealing that they lie about their dress size on their profile. Women are the biggest culprits with 10% also treating themselves to a virtual breast job by exaggerating the size of their bust by two cup sizes. Men take a different tact and prefer to add a few inches with a third (32%) lying about their height.
I Am A Millionaire…sort of….
It isn’t just physical attributes that Brits lie about; we also bend the truth when it comes to their professional status. Nearly 1 in 4 (24%) admit to lying about their job and seniority at work to impress potential partners. Surprising given the current economic climate, almost a quarter (24%) of online daters say they work in finance when they don’t. The second most popular wish-list profession is in TV and music (18%), followed closely by a respectable career in law (17%). Nearly 10% of us also give ourselves an imaginary PA in the hope of impressing the opposite sex. But why do so many online daters succumb to lying when there is such a high risk of getting caught out in the end?
“Many people regard online dating as if it were a fishing expedition, and they want to cast their line into the pool with the best ‘bait’”explains psychologist Donna Dawson.“The bait is the qualities that they think will attract best potential partners – and if this means adding inches to their height, reducing a dress size, or pretending to be more senior at work, then they will do just that.Their hope is to make such a strong impression on the first meeting that any lies, will be overlooked. The trouble is that they rarely succeed, as the very first, ‘first impression’ will reveal them to be dishonest.”
Donna also suggests that the 13% of online daters who don’t write their own profiles, should start – or at least think carefully before choosing their ghost writer.
Marital Status Unknown
Although you’d imagine that all members on dating sites are single, an outstanding 17% of supposed singletons are actually in relationships. Furthermore, nearly a quarter (25%) lie about their marital status to cover up being separated or divorced – a habit which men are 10% more likely to adopt.
With all this lying at the touch of a keypad, the study reveals that rightly so, we are a nation of suspicious minds with over a quarter of online daters (26%) having suspected that a potential suitor was actually married or in a relationship.
You Only Want Me For My Money
Beyond the world of white lies – nearly two fifths (39%) of online daters have also been subjected to a financial scam or know someone who has. These scams are often carried out by other ‘members’ who trick fellow daters into giving them or ‘lending’ them money that they will never see again.
Although meeting Pinnochio partners is a worry, our biggest concern (for 64% of people) is that the actual dating sites themselves lie – using fake profiles, good looking people who aren’t actually signed up to the site, to boost numbers and entice people in.
“From experience, it is clear that honesty and belief is the most important ingredient when it comes to online dating and this research confirms that most people feel the same,” says founder of Would Like To Meet, Eden Blackman. “With this in mind, I wanted to create a site without fake profiles, only real verified pictures allowed where members know the people they see are the people behind the profile. I have always worked on the ethic that if you hide behind a fake profile picture what else are you hiding.”
As it’s revealed that the average household debt in the UK has reached £9,000, one financial support network has raised their concerns as we enter the festive season.
Typically the most financially demanding month of the year and with outstanding personal debt set at £1.451 trillion at the end of December last year, a correlation is expected between Christmas spending and financial concerns.
However with the average family spending between £530 and £682 on gifts, decorations, food and drink,advisors in the finance industry have acknowledged this increased, short term demand for extra money at this time of year.
Financial advisor Kristjan Novitski from Peachy says, “At the end of the year spending is bound to rise a lot and people are in a need of extra cash.
“Although it is not sensible to borrow huge amounts of money with long term obligations or roll-overs, we acknowledge that for some, seeking support may seem like the only option.
“Whilst we would advise anyone taking out any loan to consider it carefully, choosing options where you decide at the beginning when exactly you pay the money back and in how many installments are always favourable. Peachy strives to implement this approach, and work alongside people to help them manage their finances flexibly and plan their future costs.”
So with almost a quarter of parents admitting they are planning to spend more on children’s presents this year than they did last, it is clear that tough economic times are not deterring British Christmas spirit.
And with this in mind, Peachy is encouraging people to follow suit and manage their finances over Christmas so as to avoid the headache of consolidating in the New Year.
A post-apocalyptic comedy about the last
refuge for a seaside holiday www.thefitzroy.com/ks
The final week of the Kickstarter Campaign
The Fitzroy, is black-comedy live action feature film set in a post-apocalyptic 1950’s, on board The
Fitzroy hotel, a leaky submarine beached just off Margate – the last refuge for a traditional summer
holiday
Written and Directed by Andrew Harmer and Produced by Liam Garvo & James Heath, the team
behind Dresden Pictures.
Short Synopsis:
Set in an alternative post-apocalyptic 1950’s, The Fitzroy hotel, a derelict submarine beached just
off Margate, is the last place for a traditional summer holiday.
Bernard, the hotel’s bellboy, cook, maintenance man and general dogsbody faces a constant battle to
keep the decaying hotel airtight and afloat.
But when he falls in love with Sonya, a murderous guest, he is thrown into a world of lies,
backstabbing and chaos. As Bernard struggles to hide her murders from the other guests and
suspicious authorities, the hotel literally begins to sink around him.
As his world implodes, Bernard must choose between the woman he thinks he loves and the hotel
submarine that is keeping them all alive.
THE FITZROY: ONE WEEK TO GO
The Fitzroy, Kickstarter campaign really caught alight in the last week. On Tuesday 11th December
we were delighted to be announced by Kickstarter as their ‘Project of the Day’ and featured on the
home page spotlight for the whole day, this led to over a £7,000 increase in pledges. Kickstarter
followed this up on Thursday 13th December by naming The Fitzroy as ‘Projects we Love’ in their
weekly newsletter, with the subject line ‘Hotel Submarine’. This went to everyone registered on
Kickstarter, and over the next 24 hours resulted in 200+ new backers.
To create The Fitzroy, Dresden Pictures are looking to raise £60,000 through Kickstarter. We’ve
had some incredible support and at the time of writing have raised 83% of the target, an incredible
£50,000. We really couldn’t be happier and now we are looking for one big final push to get us over
our goal.
The campaign finishes Sunday 23rd December at 6pm GMT. For The Fitzroy to happen we need
to reach 100% of our target by this time or we don’t get any of the money and none of our generous
backers will be charge and lastly the film simply won’t get made.
THE STORY SO FAR
One of the key reasons why we believe Kickstarter have got behind the campaign is due to our
eagerness to engage the audience throughout the campaign in new and original ways.
In the first weekend, The Fitzroy team was out in full force at the Sci-Fi London Post Apocolympic
event on Nov 9th & 10th chatting to the patrons about the project, its rewards and raising
awareness. This was followed by an open invite shindig, in Hoxton, London at the Underbelly on
Nov 19th and had the film’s soundtrack producers, the Green Rock River Band (GRRB) playing
their mean doom-folk sound.
On the weekend of 8/9th December we were brave (maybe foolish) enough to take on making a
short film in 48 hours based on ideas provided and voted for by our followers on Twitter and our
friends on Facebook – we called it the Mini-Fitz Challenge!
Still from the ‘Choke Mate’ shoot.
We wanted to give something back, so asked our fans for their favourite idea, prop, location and title
as well as calling them out to help out as cast and crew. The end result was a five minute film ‘Choke
Mate’ that premiered online on 10th December. It’s a much darker piece than the feature film but
one we are all very proud of achieving with no budget and very little time – check it out for yourself: https://vimeo.com/55276148
On Sunday 16th December we went street busking, with the fantastic GRRB on the London South
Bank. We tapped into a new audience as the crowds gathered round and GRRB soon sold out of
albums. The band got a brilliant reaction from fans. The video of highlights from the day will be going
live in the last week of the campaign.
‘GRRB’ busking on South Bank
We really want The Fitzroy to be a film made by people who like us, at heart, are film fans. We want
them to be part of it and share the experience with us. For example, one of the cool rewards is an
animated cartoon version of you or your loved one, which will inhabit the opening title sequence.
We’ve really tried to tailor the Kickstarter rewards to be as exciting as possible. Our rule was if we
wouldn’t pledge for it, then how can we ask others to. So we feel there are some great rewards in the
form of posters, DVD box sets out of a Beach Survival kit and gas mask props from the finished film!
The full list is viewable on our Kickstarter page, as well all other details on The Fitzroy.
View the Kickstarter video for The Fitzroy
The DIRECTOR AND PRODUCERS
Writer & Director Andrew Harmer
James Heath (Producer), Andrew Harmer, Liam Garvo (Producer)